When someone dies, there are many decisions to be made at a difficult time:
Register the death
Within the first five days, the death needs to be registered by the next of kin or the person organising the funeral. To do this, you will need to make an appointment at the local registrar of births, deaths and marriages.
You will be asked for the following information:
- Their full name and usual address
- Date and place of birth
- Date and place of death
- Whether the person was receiving a pension or social security benefits
- If appropriate, maiden name and full name and occupation of their spouse
The registrar will give you two/three forms:
- A green form to be given to the funeral director giving permission for the body to be buried or cremated
- The death certificate which needs to be handed to the funeral director. We recommend that you obtain five to ten copies of the death certificate. The cost is £3.50 per copy if you ask at the time of the registration or £7.00 per copy if you ask for copies at a later date
- A white form to be forwarded to the Department for Work and Pensions if the person received a state pension or benefits
Find a copy of the Will
The Will may state the deceased's funeral arrangements. You should also check to see who is appointed to deal with the administration of the estate and contact them (the Executor). If there is no Will, the law specifies who can administer the estate and who inherits the estate.
Make an appointment to see a funeral director. Ask what is included in the basic cost and what you need to pay as extra. The deceased's bank will issue a cheque (provided there is enough money in the accounts) upon receipt of the funeral director's original invoice.
Secure the home
Secure the house and its contents. If they lived alone, you will need to contact the insurer to ensure that the insurance cover continues. It is also advisable to store valuables in a safe place.
Contact your professional advisor.
When you are ready, take all of the financial paperwork to your professional advisor who can then begin to administer the estate.
- Agricultural Property Relief
- Entrepreneurs Relief
- Restarting a non-trading or dormant company
- Writing a Will – Don’t Forget about your Digital Assets!
- Key points and changes from the Autumn 2017 Budget
- £1 Million Tax Free on Death – Fact or Fiction?
- Planning for the Future – Who will run your business?
- Protecting the family home and savings from care fees and the taxman
- New recruits for Sutton McGrath Hartley doubles size of Wills & Probate team
- The state shovels in your coffers