Buy to let investors – don’t pay too much stamp duty land tax!

As landlords will be aware, in addition to the normal rates of Stamp Duty Land Tax (SDLT) for residential properties, there is now  a 3% SDLT surcharge which is payable on the acquisition of  a second ‘dwelling’ (e.g. a home, a buy to let, a holiday let).   So how does this charge affect you […]

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Should you incorporate your Residential Property Letting Business?

If you own a business which lets out residential property, you will not be alone if you are finding it difficult to assess the impact of the many tax changes that have been made in recent years. It doesn’t help that some of these changes only affect incorporated businesses (limited companies) whilst others only affect […]

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Rental Properties and Inheritance Tax – Have your cake and eat it

The changes to pension funds rules mean that pension assets can now be passed on through the generations totally free of Inheritance Tax. That fact, combined with tax free growth and tax relief on contributions mean that our advice to clients is take  full advantage now and route as much of your savings as possible […]

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Estate Planning – A Science and an Art

The recent change in climate surrounding “tax planning” has led to many embarrassed celebrities and plenty of public outrage in the face of what appears to be rich individuals “cheating” the taxman. However, applying careful thought how to structure your estate and how this will be passed on at death is essential even if all […]

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