Company Director Benefits
Business owners require financial advice to help ensure that both their business and the individual circumstances are catered for in the most efficient way. At SMH we offer our clients advice in structuring the most appropriate Strategy dependent on their individual circumstances. Choosing the most appropriate options requires meticulous planning and our advice can help with your strategy. Our goal is to help our clients with deciding the options available to them, as well as the tax implications of various benefits, thus enabling them to protect their business, individual wealth and their families.
If you are interesting in speaking to one of our advisers to discuss the options available to you and how best we can help, please get in touch on 01142664432 or email us at [email protected]
Relevant Life Policy
A Relevant Life Plan is a term assurance plan available to employers to provide an individual death in service benefit for an employee.
Key Person Insurance
People are often a company’s biggest asset and losing a key person can be very damaging. The business could be hit by a loss of profit, reduced sales, recruitment/training costs, or disruption to their plans.
Sutton McGrath Hartley Financial Services have been advising Directors and business owners for many years on their pension options. Our experts can help you structure your pension in the most tax-efficient way possible.
Shareholder Protection Planning
If a shareholder, member or partner in your business were to die could you afford to purchase their share of the business? If not there could be significant implications for the future of the business.
Investment of Company Cash
Many businesses accumulate cash on their balance and rather than extract the money to pay to shareholders and pay tax they choose to leave this in the company bank account.
Directors Income Protection insurance differs slightly from personal income protection because it is possible for a business to establish the cover as an Executive Income Protection insurance policy.