Financial Services

Welcome to SMH Financial Services, if you require help with developing a financial plan, you can trust us to take care of things. We believe that the best financial planning service is provided through personal, face-to-face advice.

Putting you at the centre of everything we do is our core belief and ensures that we operate a truly client-focused strategy designed to meet your aims and objectives. Our independence from any financial institution means that we work for you and therefore manage your financial needs through a diligent planning strategy and advice is based on your individual needs and circumstances.  We pride ourselves in delivering an efficient service taking the time to explain matters in a simple and understandable manner.

We provide an holistic approach to help ensure you receive financial planning that is tailored to your needs. Our friendly team are based in Sheffield, Chesterfield, Buxton, Rotherham and Knaresborough and we can guide you through creating a financial plan for the future. You need to make sure that the financial advice you receive is trustworthy and free from vested interests – our independence provides this peace of mind.

Please get in touch with one of our advisers today on 01142664432 or email us on [email protected]

Read our standard terms of business

Our Services

Director Benefits

Company Director Benefits

Business owners require specialist financial advice to ensure that both their business and the individual circumstances are catered for in the most efficient way.

Emp Benefits

Employee Benefits

In negotiations and in day-to-day life, both employers and employees all too frequently focus solely on the salary being paid for the job at hand, rather than considering the total remuneration package on offer.

personal finance solutions services

Personal Financial Solutions

At SMH Financial Services we specialise in a variety of Personal Financial Services which cater to your individual requirements. We are proud of our open and honest approach to advice and enjoy building trust with all of our clients personally.

Personal Investment Strategy

Investing for the future and the potential options available can be a difficult area to navigate. We are therefore able to help you construct a suitable investment strategy that meets your objectives.


Pensions & Retirement Planning

Retirement should be a time to enjoy ourselves, not to worry about money, so ensuring that you have the right retirement strategy in place is essential.

Protecting those who matter services

Protecting Those Who Matter

We know that death and illness are not easy subjects to think about. However, protecting against these events will give you peace of mind that you and your family are financially secure should anything happen.

Our Client Service

At SMH, we offer independent planning to individuals, trustees and businesses which is specifically designed to meet their individual circumstances.

Taxation Planning

Appointing the right advisor on Tax Planning is vitally important.


If you are interested in any of our group services and looking to speak with one our in-house experts please fill out our enquiry form below. One of our team will aim to get back to you as soon as possible at a time that suits you.

01142 664432 [email protected]


3 days ago
The much-anticipated Tax Day publications left out obvious areas of change but highlighted simplified IHT procedures and planned adjustments to tax collection strategies.

#taxstrategy #TaxDay #IHT #holidaylets
5 days ago
ESG funds have grown by two-thirds in one year and account for an increasingly significant share of portfolios.

#ESG #stockmarkets #worldmarkets #investors #responsibleinvestment
1 week ago
The Budget introduced eight freeports for England set to launch later this year.

What are the tax incentives?

#freeports #taxincentives #capitalallowances #reliefs
2 weeks ago
Greater resilience to the pandemic in the global market knocked UK All-Companies off its perch as the largest investment fund sector in 2020.

#investment #dividends #globaldividendindex
2 weeks ago
Twenty years of frozen IHT thresholds equates to a lag of over £36K compared to if the threshold followed inflation.

This means more tax from more estates.

Will you be affected?

#IHT #estateplanning #taxfreeze
3 weeks ago
Thousands of people may be missing out on tax-free childcare, with more claiming during the pandemic than before.

#childcare #taxfree