Should I save for retirement using an ISA or a pension fund?

In considering this choice, the first point to note is that in the absence of tax considerations the return on an investment should be the same regardless of the ‘wrapper’ on the investment product. Nevertheless, many people previously preferred to invest in ISAs because the whole of the fund could be drawn at any time, […]

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Re-brand for forward thinking Accountants Sutton McGrath Hartley

Sheffield based Chartered Accountants, Sutton McGrath Hartley, have re-branded, incorporating a new image, website and literature to complement the firm’s recent growth into new geographical areas and complimentary service lines. Sutton McGrath Hartley was established in 1995 by David Sutton who comments: “We are enjoying significant growth at present, and that is a direct result […]

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Rental Properties and Inheritance Tax – Have your cake and eat it

The changes to pension funds rules mean that pension assets can now be passed on through the generations totally free of Inheritance Tax. That fact, combined with tax free growth and tax relief on contributions mean that our advice to clients is take  full advantage now and route as much of your savings as possible […]

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